The Female Money Doctor's Money Medicine Clinic by Nikki Ramskill

The Female Money Doctor's Money Medicine Clinic

This is the place to be if you want to be more savvy with your money and join a group of like-minded women who want the same.
If you want to:
  • structure your finances so you have a grip on what's going on to gain confidence
  • get out of debt
  • start your savings and build an emergency fund
  • learn how to get your investing off the ground
  • have an amazing life and an amazing retirement without fear of not having enough money

....then we want YOU with us! 

10% of ALL subscriptions goes to Women's Aid to help victims of domestic abuse.

What Is This Membership?

This monthly subscription gains you access to a WEALTH of information about how to manage your finances.

This is how you figure out what is going on so that you can be clear and confident with your money once and for all.

>> You will no longer be stressed <<

>> You'll know where the money goes <<

>> You'll have a plan in place for your future and for your kids if you have them <<


>> This is the stuff we didn't get taught at school <<

The membership is based around a structured pathway of 6 stages:

1. Foundation - this is where you learn some fundamentals of money such as how to calculate your net worth and where you would like your net worth to be.

2. Momentum - in this stage you are building on your foundational knowledge and putting it into every day practice. We find a method that works for you so that you stick to it and gain clarity.

3. Protection - awful things happen in life, and the best thing to do is plan for it and hope you never have to experience it. This stage walks you through how to protect your money.

4. Growth - now we really get juicy! This stage looks at how to GROW your money - it complements the Beginner's Guide to Investing (which you also have access to while you are a member).

5. Others - in this stage I focus on how you can use your new skills to support your significant others.

6. Freedom - finally in this stage I look at more ways in which you can complement your money potential and explore some next steps to really take control and become financially independent.

So WHEREVER you are in your journey, you won't get lost like you would if you were doing this on your own.

I have condensed down the "need to knows" for you so that you don't have to guess and fumble around in the fog.


The membership also includes access to The Beginner's Guide To Investing - an 8 week course designed to get you investing from having no knowledge or confidence to do it at all. I make it as least scary as possible - it covers the way to invest in a simple and easy to follow format that has helped other women just like you to get started.

And the best bit - you'll be in a group of amazing like-minded women JUST LIKE YOU!!!

I would be honoured to help you on your journey. We need more women like you to step up and take control once and for all.

Because the world needs more ambitious and caring women like you.

Dr Nikki x

What is holding you back? Don't delay!! Sign up now!

Don't just take my word for it!

"Nikki's membership has helped me to transform my finances and my attitude to money significantly - I went from having no idea what was coming in and going out, whilst amassing unnecessary debt to having a budget and financial plan for the future which is enabling me to pay off debt and still enjoy holidays or feeling deprived.  The course materials are delivered in easy to understand,  manageable chunks with lots of helpful resources and Nikki is very encouraging and offers lots of support - I would recommend the membership to anyone who needs some help and support in improving their finances and mindset around this."
Rachael, UK

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Is there a refund period?

Because this is membership based, you can cancel at any time! Once you have made a payment, keep a note of when you purchased, and as long as you cancel before the next payment, you won't be changed again. 

I've already retired - is this right for me?


In retirement you ESPECIALLY need to be on your A-game when it comes to money, and you can keep growing your retirement savings beyond your workplace pension. This is your opportunity to leave an AMAZING legacy for your family.

I hate maths and I'm rubbish with numbers, is this for me?

YES! This is PERFECT for you - please don't worry. You don't need a lot of maths skills to be able to manage your own money effectively. I show you the skills and tools you need for every step of your journey.

How do I get hold of you?

If you have a tech issue or a question about the membership, just email me:

If you have a money question, ask in the Facebook Group that accompanies this membership - I can best answer your question in there, AND you'll help others to learn too.

I am an advanced investor - is this for me?

In all honesty, the beginner's guide to investing is not likely going to be for you. However, there may be other aspects of managing money that you don't feel so confident with, and the rest of the membership can certainly help with that! 


I’m a really bad insomniac and been reading your stuff at night. One night I’d had really unsettled sleep and in the morning I found I’d opened one of these accounts!! (I’ve also realised that I’ve been telling myself for years that I’m a skint single parent but I’m actually not anymore, used the snowball effect and paid off 2 high interest credit cards, balance transferred the rest to a 0% card, started an emergency fund and even got a fun fund!!!) so, thank you!!!!
Natalie Austin, UK
Dr. Nikki’s approach to teaching the principles of managing our finances, and understanding and adjusting our money mindset, and feeling comfortable in the world of investment, is non-judgemental and easy to follow. It is effective if we are willing to put in consistent, small chunks of time and effort, to watch her videos, use the workbooks and implement the invaluable easy-to-use spreadsheets which will inevitably change our financial future for the better. She breaks everything down into manageable portions, in language that is inclusive. There is no attempt to blind us with science and she is always close at hand to explain whatever we cannot quite grasp yet”
Sheila Sloane, Cape Town

Meet Dr Nikki!

I am a UK-based GP Registrar, who has a specialist interest in how money affects my patients both mentally and physically. I have a wealth of personal experience when it comes to making money mistakes! I’m on a mission to help others avoid doing the same so they can improve their health and well-being. Runner up for Best New Money Blog 2019 at the SHOMO awards!